落实个人消费贷款最新财政贴息政策

Core Viewpoint - Major banks in China have collectively announced the implementation of the latest fiscal interest subsidy policy for personal consumption loans, aiming to enhance consumer spending and support economic recovery [1] Group 1: Policy Implementation - The implementation period for the personal consumption loan fiscal interest subsidy policy has been extended to December 31, 2026 [1] - The scope of support has been expanded to include credit card bill installment services [1] - The subsidy field has been broadened by removing the restriction on single transactions of 50,000 yuan and above [1] Group 2: Subsidy Standards - The subsidy standard has been improved by eliminating the upper limit of 500 yuan for single transaction subsidies [1] - The previous cumulative subsidy limit of 1,000 yuan for each borrower at a single institution for transactions below 50,000 yuan has been removed [1] Group 3: Existing Agreements - For loans that have already signed the "Personal Consumption Loan Fiscal Interest Subsidy Service Agreement," any consumption occurring after January 1, 2026, will automatically apply the latest fiscal interest subsidy policy without the need to re-sign the agreement [1]