FDIC批准福特和通用汽车提交的存款保险申请

Core Viewpoint - The Federal Deposit Insurance Corporation (FDIC) has approved the deposit insurance applications for Ford Motor Company and General Motors to establish banks that will offer automotive financial products [1] Group 1: Company Developments - Ford Credit Bank and GM Financial Bank will be registered as industrial banks in Utah [1] - These banks will focus on providing automotive financial products primarily through the purchase of retail installment sale contracts [1] Group 2: Regulatory Requirements - The FDIC has mandated that these banks maintain a minimum leverage ratio of 15% [1] - Ford and General Motors are required to support the capital and liquidity positions of their respective banks [1]