Verisk Analytics' Q4 2025 Earnings: What to Expect

Company Overview - Verisk Analytics, Inc. (VRSK) is based in Jersey City, New Jersey, and specializes in data analytics and technology solutions for the insurance markets, with a market cap of $30.7 billion [1] - The company provides a range of services including data, statistical, and actuarial services, as well as standardized insurance policy programs and underwriting information [1] Earnings Expectations - Analysts anticipate VRSK will report a profit of $1.58 per share on a diluted basis for the fiscal fourth quarter of 2025, reflecting a decrease of 1.9% from $1.61 per share in the same quarter last year [2] - For the full fiscal year, analysts expect VRSK to report an EPS of $6.92, which is an increase of 4.2% from $6.64 in fiscal 2024, and a further rise to $7.65 in fiscal 2026, representing a year-over-year increase of 10.6% [3] Stock Performance - VRSK stock has underperformed the S&P 500 Index, which gained 13.3% over the past 52 weeks, with VRSK shares down 21.6% during the same period [4] - The stock also lagged behind the Industrial Select Sector SPDR Fund, which saw an 18.7% increase [4] Revenue Guidance and Market Conditions - The company's underperformance is attributed to low severe weather and the absence of U.S. landfalling hurricanes, which have reduced claims activity and demand for property claims estimating tools [5] - VRSK has lowered its 2025 revenue guidance due to mild weather conditions and a reduction in government contracts, alongside challenges in the Personal Lines Auto segment due to competition [5] Recent Financial Results - On October 29, 2025, VRSK shares fell over 10% after reporting Q3 results, with an adjusted EPS of $1.72, which exceeded Wall Street expectations of $1.69, but revenue of $768.3 million fell short of forecasts of $774.7 million [6] - The company expects full-year revenue to be in the range of $3.05 billion to $3.08 billion [6] Analyst Ratings - The consensus opinion on VRSK stock is moderately bullish, with a "Moderate Buy" rating overall; among 19 analysts, seven recommend a "Strong Buy," two suggest a "Moderate Buy," nine give a "Hold," and one recommends a "Strong Sell" [7] - The average analyst price target for VRSK is $256.35, indicating a potential upside of 17.3% from current levels [7]