Bar Harbor Bankshares Reports Fourth Quarter 2025 Results; Declares Dividend

Core Viewpoint - Bar Harbor Bankshares reported a strong performance in the fourth quarter of 2025, with significant increases in net income and core earnings compared to the previous quarter [1] Financial Performance - The company reported fourth quarter 2025 GAAP net income of $11.8 million or $0.70 per diluted share, up from $8.9 million or $0.54 per diluted share in the third quarter of 2025 [1] - Core earnings (Non-GAAP) for the fourth quarter were $15.5 million or $0.93 per diluted share, compared to $15.4 million or $0.95 per diluted share in the third quarter [1] Loan Growth - There was an 8% annualized growth in commercial loans during the fourth quarter, with a 6% annualized year-to-date growth when excluding acquired loans [1] Net Interest Margin and Efficiency - The net interest margin expanded to 3.62% from 3.56% in the previous quarter [1] - The company achieved a 1.00% return on assets and a 1.32% core return on assets (Non-GAAP) [1] - The efficiency ratio stood at 57.24% [1]