Glacier Bancorp(US:GBCI) Globenewswire·2026-01-22 21:30Core Insights - The company reported a net income of $63.8 million for Q4 2025, a decrease of 6% from the previous quarter but an increase of 3% year-over-year [2][4] - The company completed the acquisition of Guaranty Bancshares, Inc. on October 1, 2025, expanding its presence in Texas [2][5] - Total assets reached $31.978 billion by the end of 2025, marking a significant growth from the previous year [9][10] Financial Summary - Net interest income for Q4 2025 was $266 million, an increase of 18% from Q3 2025 and 39% from Q4 2024 [2][25] - Diluted earnings per share for Q4 2025 was $0.49, down 14% from the prior quarter but up 9% from the prior year [2][3] - Total deposits increased to $24.591 billion, a rise of 12% from the previous quarter and 20% year-over-year [2][17] Loan and Deposit Growth - The loan portfolio grew to $20.928 billion, an increase of 11% from the previous quarter and 21% for the year [10][17] - Non-interest bearing deposits reached $7.315 billion, up 10% from the prior quarter and 19% year-over-year [18][19] - The company achieved a loan yield of 6.09% in Q4 2025, an increase from both the previous quarter and the prior year [2][27] Credit Quality - Non-performing assets totaled $68.9 million, an increase of 27% from the prior quarter and 148% year-over-year [11][12] - The allowance for credit losses was 1.22% of total loans, consistent with the previous quarter and slightly up from the prior year [13][14] - Early stage delinquencies increased to $78.8 million, reflecting a rise from both the prior quarter and year [12][13] Acquisitions and Strategic Growth - The company completed the acquisition of Bank of Idaho on April 30, 2025, which had total assets of $1.364 billion [6][7] - The acquisition of Guaranty added 33 bank locations across Texas, enhancing the company's market presence [5][6] - The company emphasized disciplined growth and service excellence as key strategies moving forward [4][5]