广发银行完成首笔多边央行数字货币桥跨境支付业务

Core Viewpoint - The successful completion of the first cross-border remittance business under the agency model of the multi-central bank digital currency bridge by Guangfa Bank marks a significant breakthrough in expanding the application scenarios of digital RMB in cross-border payments, injecting new vitality into the field [1][2] Group 1: Business Development - Guangfa Bank has extended its cross-border financial services from traditional scenarios to the innovative field of digital RMB, adding new momentum for the cross-border development of the real economy [2] - The multi-central bank digital currency bridge, initiated by the People's Bank of China, Hong Kong Monetary Authority, Bank of Thailand, and Central Bank of the UAE, is the world's first project for interconnectivity of multiple national central bank digital currencies [1] - The bridge utilizes blockchain and distributed ledger technology to achieve point-to-point transactions, significantly simplifying intermediary processes and reducing transaction costs [1] Group 2: Strategic Importance - The implementation of this business aligns with the national financial opening policy and the action plan for strengthening the digital RMB management service system and related financial infrastructure [1] - The currency bridge serves as a "basic facility" for digital RMB cross-border payments, reconstructing the cross-border payment industry chain through technological innovation [1] - This initiative supports the transformation of banks from "traditional payment intermediaries" to "comprehensive financial service providers," reinforcing the technological foundation for the internationalization of the RMB [1]