Capital One (COF) Lags Q4 Earnings Estimates

分组1 - Capital One reported quarterly earnings of $3.86 per share, missing the Zacks Consensus Estimate of $4.12 per share, but showing an increase from $3.09 per share a year ago, resulting in an earnings surprise of -6.37% [1] - The company posted revenues of $15.58 billion for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.38%, and showing a significant increase from year-ago revenues of $10.19 billion [2] - Capital One has surpassed consensus EPS estimates three times over the last four quarters, indicating a generally positive trend in earnings performance [2] 分组2 - The stock has underperformed the market, losing about 4.7% since the beginning of the year compared to the S&P 500's gain of 0.4%, raising questions about its future performance [3] - The current consensus EPS estimate for the coming quarter is $4.52 on revenues of $15.2 billion, and for the current fiscal year, it is $20.12 on revenues of $62.77 billion [7] - The Financial - Consumer Loans industry, to which Capital One belongs, is currently in the bottom 35% of the Zacks industries, which may negatively impact the stock's performance [8]