Bay Commercial Bank (BCML) Q4 Earnings and Revenues Lag Estimates

分组1 - Bay Commercial Bank reported quarterly earnings of $0.63 per share, missing the Zacks Consensus Estimate of $0.65 per share, but showing an increase from $0.55 per share a year ago, resulting in an earnings surprise of -2.33% [1] - The bank's revenues for the quarter ended December 2025 were $25.89 million, which also missed the Zacks Consensus Estimate by 1.56%, compared to $23.66 million in the same quarter last year [2] - Over the last four quarters, Bay Commercial Bank has surpassed consensus EPS estimates only once and has topped consensus revenue estimates just once [2] 分组2 - The stock has gained approximately 1.5% since the beginning of the year, outperforming the S&P 500's gain of 0.4% [3] - The current consensus EPS estimate for the upcoming quarter is $0.59 on revenues of $26.2 million, and for the current fiscal year, it is $2.58 on revenues of $106.5 million [7] - The Zacks Industry Rank for Banks - West is in the top 33% of over 250 Zacks industries, indicating a favorable outlook for the industry [8]