Business First (BFST) Reports Q4 Earnings: What Key Metrics Have to Say

Financial Performance - Business First (BFST) reported revenue of $83.09 million for the quarter ended December 2025, reflecting a 7.1% increase year-over-year [1] - Earnings per share (EPS) for the quarter was $0.79, up from $0.66 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $81.5 million, resulting in a surprise of +1.95% [1] - The company achieved an EPS surprise of +9.72%, with the consensus EPS estimate being $0.72 [1] Key Metrics - Net Interest Margin stood at 3.7%, matching the two-analyst average estimate [4] - Efficiency Ratio was reported at 63.1%, higher than the average estimate of 60.7% based on two analysts [4] - Total Other Income reached $12.23 million, surpassing the two-analyst average estimate of $11.48 million [4] - Net Interest Income was reported at $70.86 million, compared to the average estimate of $69.13 million by two analysts [4] Stock Performance - Shares of Business First have returned +5.1% over the past month, outperforming the Zacks S&P 500 composite's +0.7% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]