Investar (ISTR) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Viewpoint - Investar (ISTR) reported a revenue increase of 3.6% year-over-year for the quarter ended December 2025, with earnings per share (EPS) showing a decline compared to the previous year [1] Financial Performance - Revenue for the quarter was $23.47 million, aligning with the Zacks Consensus Estimate of $0 million [1] - EPS was reported at $0.58, a decrease from $0.65 in the same quarter last year, but exceeded the consensus estimate of $0.54 by 8.41% [1] - Net Interest Margin stood at 3.2%, matching the average estimate [4] - Efficiency Ratio was reported at 69.3%, higher than the average estimate of 65.5% [4] - Total Noninterest Income was $1.84 million, below the average estimate of $2.71 million [4] - Net Interest Income was $21.63 million, slightly below the average estimate of $21.95 million [4] Stock Performance - Shares of Investar have returned +2.3% over the past month, outperforming the Zacks S&P 500 composite's +0.7% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3]