深圳最新发布：14.63万亿元！

Core Insights - In 2025, Shenzhen's total deposits and loans reached 14.63 trillion yuan, maintaining the third position among major cities in China, with a year-on-year growth of 7.8% [1][2] Financial Performance - As of the end of 2025, Shenzhen's total deposits and loans stood at 14.63 trillion yuan, with deposits increasing by over 1 trillion yuan compared to the beginning of the year, and loans reaching 9.97 trillion yuan, up 5.1% year-on-year [2] - The social financing scale in Shenzhen saw a reasonable increase, with an annual increment exceeding 630 billion yuan, and direct financing accounting for about 40% of the total, a historical high [2] - The average interest rate for newly issued corporate loans in December 2025 was 2.55%, down 0.47 percentage points year-on-year [2] Loan Structure and Support for Economic Development - The loan structure in Shenzhen has been optimized to support high-quality economic development, with loans for technology, green, and digital economy industries increasing by 1.9, 3.3, and 1.4 percentage points respectively compared to the end of 2024 [3] - Loans to the private economy reached 4.35 trillion yuan, accounting for 43.7% of total loans, while inclusive small and micro loans amounted to 2.01 trillion yuan [3] Innovation in Financial Products - The issuance of technology bonds in Shenzhen reached 44.15 billion yuan, ranking second among cities in China, with technology loans totaling 2.28 trillion yuan by the end of 2025 [4] - New consumer loans related to service consumption and elderly care exceeded 80 billion yuan, with personal medium- and long-term non-housing consumption loans growing by 13.12% year-on-year [4] Inclusive and Green Finance - Inclusive finance in Shenzhen has effectively supported the vitality of the private economy, with over 2 trillion yuan in inclusive small and micro loans [5] - Shenzhen has become one of the first cities in China to conduct green external debt pilot programs, with three enterprises signing contracts exceeding 170 million yuan [5] Cross-Border Financial Activities - Shenzhen ranked third in the country for cross-border payment and receipt scale, with a total of 5.83 trillion yuan in cross-border RMB transactions [6][7] - The city has implemented high-level pilot policies to enhance cross-border trade and investment facilitation, benefiting over 1,900 enterprises [7] - By the end of 2025, Shenzhen's cross-border RMB receipts for goods trade reached 1.2352 trillion yuan, a year-on-year increase of 191.3 billion yuan, marking a new high since the business's inception in 2009 [7] Service Quality in Cross-Border Finance - Shenzhen has continuously optimized the quality and efficiency of cross-border financial services, launching initiatives to enhance communication between government, banks, and enterprises [8]