央行上海总部：2025年全年上海人民币贷款增加7734亿元

Core Insights - The People's Bank of China Shanghai Headquarters released the monetary credit operation situation for Shanghai in 2025, indicating a total loan balance of 13.07 trillion yuan at the end of December, with a year-on-year growth of 6.5%, which is a decrease of 0.5 percentage points from the previous month [1][2] Loan Breakdown - The total RMB loan balance reached 12.47 trillion yuan, showing a year-on-year increase of 6.6%, but the growth rate decreased by 0.4 percentage points compared to the previous month [1][2] - The foreign currency loan balance was 85.5 billion USD, with a year-on-year growth of 6.4%, experiencing a decline of 2.8 percentage points from the previous month [1][2] Annual Loan Changes - In 2025, RMB loans increased by 773.4 billion yuan, which is 330.2 billion yuan less than the previous year [2] - Household sector loans increased by 286.8 billion yuan, with short-term loans decreasing by 3.8 billion yuan and medium to long-term loans increasing by 290.6 billion yuan [2] - Corporate loans rose by 371.9 billion yuan, with short-term loans increasing by 179.2 billion yuan and medium to long-term loans increasing by 190.1 billion yuan, along with a 10.3 billion yuan increase in bill financing [2] - Non-bank financial institution loans decreased by 13.1 billion yuan [2] December Loan Activity - In December, RMB loans increased by 108.8 billion yuan, which is 36.7 billion yuan less than the same month last year [2] - Foreign currency loans increased by 1.6 billion USD in December, which is 1.9 billion USD less than the same month last year [2]