九部门联合发布新政：药店买药报销比例和社区医院一样

Core Viewpoint - The document outlines a set of opinions aimed at promoting the high-quality development of the pharmaceutical retail industry, focusing on optimizing services and payment methods for insured individuals purchasing medications at designated retail pharmacies [1] Group 1: Policy Enhancements - The opinions propose optimizing outpatient comprehensive services at designated retail pharmacies, allowing insured individuals to purchase medications listed in the medical insurance catalog using prescriptions from designated medical institutions, with costs covered by the insurance fund as per regulations [1] - It supports the use of employee medical insurance personal accounts to pay for out-of-pocket medical expenses incurred by insured individuals and their eligible relatives when purchasing medications at designated retail pharmacies [1] Group 2: Efficiency Improvements - The document emphasizes the need to optimize the settlement methods between the medical insurance fund and retail pharmacies, aiming to effectively reduce settlement times and enhance efficiency [1] - It also calls for the optimization of resource allocation for designated retail pharmacies, aligning with the construction of convenient living circles, to promote a reasonable layout of these pharmacies [1]