金价爆了，直逼5000美元，金饰克价超1500元！这种存款火了，收益率可达3.2%，有银行一度售罄，多家上市公司争相买入

Core Viewpoint - International gold prices have been rising since the beginning of the year, nearing the $5000 mark, driven by geopolitical uncertainties and strong demand for gold as a safe-haven asset [1][3][4]. Group 1: Gold Price Trends - As of January 23, the London spot gold price exceeded $4960 per ounce, marking a nearly 15% increase within the month [1]. - The Shanghai Gold Exchange's spot gold price and the main gold futures contract on the Shanghai Futures Exchange both surpassed 1110 yuan per gram on January 23, reaching new highs [3]. - Several gold jewelry brands reported prices for pure gold jewelry exceeding 1500 yuan per gram, with some reaching 1548 yuan, an increase of over 50 yuan from the previous day [3]. Group 2: Influencing Factors - Geopolitical uncertainties, particularly actions by U.S. President Trump regarding Venezuela, Iran, and other international issues, are contributing to the long-term support for gold prices [3]. - Fluctuations in the U.S. dollar and U.S. Treasury yields are increasing the demand for gold as a safe-haven asset [3]. - Analysts predict that gold prices may rise further due to factors such as expectations of U.S. Federal Reserve interest rate cuts and ongoing geopolitical uncertainties [4]. Group 3: Investment Products - In response to rising gold prices, structured deposits linked to gold have become popular investment options, with several listed companies announcing subscriptions [5]. - Major banks have introduced structured deposits linked to gold, with some experiencing high demand and limited availability [5]. - Despite the strong gold price trend, the overall yield of these structured deposits is not particularly high, with most products offering annualized returns not exceeding 2% [5][6]. Group 4: Structured Deposit Details - An example of a structured deposit product from a bank offers a yield ranging from 0.5% to 3.2%, depending on the performance of gold prices during the observation period [6]. - The product's maximum yield is contingent on gold prices not exceeding a 6% increase; otherwise, the yield is capped at 1.7% [6]. - Investors are advised to consider the conditions for achieving the highest yields and the implications of the minimum yield in case of unfavorable price movements [7].