46% of investors say it’ll ‘take a miracle’ to retire amid rising costs and a shaky market

Core Insights - Nearly 50% of investors believe it will take a miracle to retire securely, with 23% of retirees feeling they need divine intervention for financial security [2] - About 25% of all surveyed individuals and 21% of those with $1 million or more fear they will never have enough savings for retirement [3] Group 1: Retirement Concerns - The 2025 Natixis Global Retirement Index highlights significant anxiety among investors regarding retirement security [2] - A substantial portion of individuals, including those with considerable wealth, express doubts about their retirement savings adequacy [3] Group 2: Financial Strategies - Paying down debt is recommended as a crucial first step before increasing retirement savings, as it can facilitate long-term financial contributions [4] - Homeowners can leverage their equity, with the average homeowner holding approximately $311,000 in equity as of Q3 2024, making home equity loans an attractive option due to lower rates compared to credit cards [5] - Seeking expert financial advice is emphasized as a vital step in navigating retirement planning amidst market uncertainties [6]