Zhong Guo Xin Wen Wang·2026-01-23 09:03Group 1 - The core viewpoint of the news is the optimization of the service industry loan interest subsidy policy, aimed at supporting domestic demand and releasing the potential of service consumption [2][3] - The implementation period of the subsidy policy has been extended to December 31, 2026, with new loans issued in 2026 eligible for the new policy, while loans issued in 2025 will follow the original plan [2] - The support areas have been expanded to include three new sectors: digital, green, and retail, in addition to the traditional sectors of catering, accommodation, and elderly care [2] Group 2 - The maximum loan amount eligible for interest subsidies has been significantly increased from 1 million to 10 million yuan, maintaining an annual subsidy rate of 1% for a maximum period of one year [2] - Eligible business entities can apply for personal business loans through regular processes, and the entire process is designed to be cost-free for customers [3] - The policy optimization is a significant measure of collaboration between fiscal and financial sectors, effectively reducing financing costs for service industry entities [3]