Sallie Mae Tops Q4 Earnings on Y/Y Rise in NII & Non-Interest Income

Key Takeaways SLM delivered Q4 EPS of $1.12 and GAAP net income of $229M, up sharply from the year-ago quarter.SLM's Q4 NII rose to $377M with a 5.21% margin, while non-interest income jumped to $77M.SLM recorded a $19M provision benefit and repurchased 3.8M shares, though charge-offs edged higher.Sallie Mae (SLM) reported fourth-quarter 2025 earnings per share (EPS) of $1.12, which increased from 50 cents in the prior-year quarter. The metric topped the Zacks Consensus Estimate by 18.2%.The quarterly resul ...