FICO(US:FICO) ZACKS·2026-01-23 15:15Core Viewpoint - Analysts expect Fair Isaac (FICO) to report quarterly earnings of $6.95 per share, reflecting a 20% year-over-year increase, with revenues projected at $500.78 million, up 13.8% from the previous year [1] Earnings Projections - Changes in earnings projections are crucial for predicting investor reactions to the stock, with empirical studies showing a strong link between earnings estimate trends and short-term stock price movements [2] Revenue Estimates - Analysts forecast 'Revenues- Professional services' at $17.82 million, indicating a decrease of 2.5% from the prior year [4] - 'Revenues- Software' is expected to reach $211.03 million, reflecting a 3.3% increase from the previous year [4] - 'Revenues- Scores' are projected at $290.07 million, showing a significant increase of 23.1% year-over-year [4] - 'Revenues- On-premises and SaaS software' is estimated at $192.15 million, also a 3.3% increase from the prior year [5] - 'Revenues- Scores- Business-to-consumer' is expected to be $56.51 million, indicating a 6% increase from the previous year [5] - 'Revenues- Scores- Business-to-business' is projected at $230.60 million, reflecting a 26.4% increase year-over-year [6] Annual Recurring Revenue (ARR) Estimates - 'Annual Recurring Revenue (ARR) - Platform' is expected to be $272.35 million, up from $227.70 million reported in the same quarter last year [6] - 'Annual Recurring Revenue (ARR) - Total' is projected at $763.13 million, compared to $729.30 million reported in the same quarter last year [7] - 'Annual Recurring Revenue (ARR) - Non-Platform' is expected to reach $491.29 million, down from $501.60 million reported in the same quarter last year [7] Stock Performance - Over the past month, Fair Isaac shares have declined by 10.1%, while the Zacks S&P 500 composite has increased by 0.6%. The company holds a Zacks Rank 2 (Buy), suggesting it may outperform the overall market in the near future [7]