A Couple’s $1.2 Million Portfolio Faces a 3.9% Withdrawal Rate Reality

Quick Read A $1.2M portfolio combined with Social Security generates $85,300 annually using Vanguard Total Bond Market ETF (BND) for fixed income. Vanguard High Dividend Yield ETF holds JPMorgan Chase, Johnson & Johnson and Procter & Gamble with a 2.39% yield. Investors rethink ‘hands off’ investing and decide to start making real money A dual-income couple approaching retirement with $1.2 million in savings and Social Security benefits faces a critical question: Will this be enough? The answer de ...