Capital One Stock Is a Big Loser Today. But It Still Has Some Big Fans.

Core Viewpoint - Capital One's stock has been negatively impacted by President Trump's proposal to cap credit card interest rates, despite analysts maintaining a bullish outlook on the company [1][3][10]. Group 1: Stock Performance and Analyst Sentiment - Credit card stocks, including Capital One, have seen declines following Trump's interest rate cap announcement, with Capital One being one of the top decliners in the S&P 500 [1][10]. - Analysts are generally optimistic about Capital One, with 11 out of 15 analysts giving it a buy rating, suggesting a potential upside of nearly 20% based on a mean target price of around $281 [4]. - CNBC's Jim Cramer highlighted Capital One as a strong investment, predicting its shares could reach $400 within a year, indicating a potential return of over 80% from current prices [5]. Group 2: Financial Performance - In Q4, Capital One reported revenue of $15.6 billion, slightly exceeding analyst expectations, but its diluted EPS of $3.86 fell short of the estimated $4.17 [6]. Group 3: Acquisition and Market Position - Capital One announced plans to acquire Brex, a fintech company specializing in corporate credit, for over $5 billion, which is expected to enhance its presence in the business payments sector [7]. Group 4: Regulatory Concerns - CEO Richard Fairbank expressed concerns regarding the potential consequences of the proposed interest rate cap, warning it could lead to reduced credit availability and negatively impact consumer spending and the economy [8][9].