Financial Advisors Drove Only 1 Out of 5 Rollovers in 2025

Core Insights - Financial advisors have a limited role in advising clients on retirement savings rollovers, with only 22% of the record $1 trillion in rollovers last year being influenced by advisors [2][5] - The $1 trillion in rollovers is the highest recorded since 2015, indicating a trend towards increased money movement, with an estimated 74 million households considering moving investable assets [2] - Total retirement savings have increased to $48.1 trillion, reflecting a 4.5% rise from the previous quarter, with individual retirement accounts and defined contribution plans holding significant portions of this amount [3] Group 1: Rollover Trends - Households made a record $1 trillion in rollovers last year, with a significant increase in the number of households considering moving assets, rising by 15 million from the four-year norm [2] - The average rollover amount is $133,000, with 83% of rollovers below $100,000 and 16% above $100,000, indicating a wide range of rollover sizes [4] Group 2: Advisor Engagement - Advisor-influenced rollover transactions increased to 22% in 2025, up from 17% in 2024, suggesting a growing opportunity for advisors to engage more effectively with clients [5] - The need for strong brand recognition and marketing is emphasized for advisors to capture a larger share of rollover transactions, as there is more potential for growth in this area [5]