Core Viewpoint - The "14th Five-Year Plan" period is crucial for the reform and return to the essence of China's life insurance industry, with Taikang Life focusing on a new life insurance model that integrates payment, service, and investment to achieve dual growth in operational scale and development quality [1] Group 1: Medical and Elderly Care Integration - Taikang has initiated a comprehensive layout in the medical and elderly care sectors to address the national strategy of population aging, integrating virtual insurance with physical "medical and elderly care" services to create a full lifecycle service system [2] - The Taikang Home elderly community has established 47 projects across 37 cities, housing over 20,000 residents with a planned total of more than 57,000 beds, focusing on a holistic approach to elder care [2] - Five major medical centers, including Xianlin Gulou Hospital and Tongji (Wuhan) Hospital, are operational, providing over 5,000 medical beds and enhancing the integration of health management and rehabilitation services for the elderly [3] Group 2: Product System Innovation - Taikang has developed a product system centered around "Happiness Agreement," covering four major areas: longevity, health, wealth, and benevolence, with a cumulative sales target of over 300,000 policies by the end of 2025 [4] - The "Double Agreement" solution addresses both pension and health needs, linking annuity insurance with elderly community confirmations to enhance service delivery [4] - Taikang actively participates in the third pillar of pension construction, with 20 products included in the individual pension insurance directory, serving over 51,000 personal pension clients by the end of 2024 [4] Group 3: Service Ecosystem and Professional Team Development - Taikang has introduced the Health Wealth Planner (HWP) role to create a professional service team, aiming to exceed 1,000 high-educated talents by 2025 [5] - The HWP team provides comprehensive services covering medical health, quality elderly care, and financial planning, ensuring a one-stop solution for clients [5] - The company emphasizes integrity in operations and has implemented standardized management of sales behaviors to protect consumer rights [5] Group 4: Inclusive Finance and Social Responsibility - During the "14th Five-Year Plan," Taikang has made significant strides in inclusive finance and social security, covering 9.04 million people with comprehensive insurance plans and paying out over 1.5 billion yuan [7] - The company has participated in long-term care insurance pilot programs, serving over 78.2 million people and providing claims exceeding 1.55 billion yuan [7] - Taikang's total assets exceeded 1.9 trillion yuan by August 2025, with a compound annual growth rate of 16.9% in assets and 26.9% in net assets, demonstrating strong operational resilience [7] Group 5: Future Outlook - Taikang will continue to implement the central financial work conference spirit, deepen the medical and health ecosystem layout, and contribute to the construction of a financial power and modernization in China [8]
锚定目标深耕作 多点发力惠民生
Xin Lang Cai Jing·2026-01-25 20:19