权威访谈·开局“十五五”丨潘功胜：将引导金融机构加力支持扩大内需、科技创新、中小微企业等重点领域

Core Viewpoint - The People's Bank of China (PBOC) is committed to implementing a moderately accommodative monetary policy to support economic growth and maintain financial stability, with specific measures outlined for 2026 [1][2]. Group 1: Monetary Policy and Financial Stability - The PBOC aims for social financing scale and broad money supply to significantly exceed nominal GDP growth by 2025, ensuring reasonable growth in financial totals [1] - As of December, the average weighted interest rates for new corporate loans and personal housing loans are approximately 3.1%, indicating low financing costs [1] - The PBOC plans to maintain ample liquidity and match the growth of social financing and money supply with economic growth and price level expectations [1] Group 2: Support for Key Sectors - Financial institutions will be guided to enhance support for expanding domestic demand, technological innovation, and small and micro enterprises [2] - A total of 500 billion yuan will be allocated for service consumption and elderly care re-loans, addressing diverse financial needs in the consumption sector [2] - The re-loan quota for technological innovation and technological transformation will be increased to 1.2 trillion yuan, promoting the development of the bond market's "technology board" [2] Group 3: Financial System Opening and Internationalization - The PBOC will deepen institutional opening in the financial sector and advance the internationalization of the renminbi [3] - Efforts will be made to build a multi-channel, comprehensive, secure, and efficient cross-border payment system for the renminbi [3] - The PBOC will enhance international cooperation in cross-border payments and strengthen regulatory capabilities to ensure national financial security [3]