香港保监局：2025年前三季度毛保费总额达6370亿港元

Group 1 - The core point of the article highlights that the Hong Kong insurance industry reported a total gross premium of HKD 637 billion for the first three quarters of 2025, representing an annual increase of approximately 33% [1] Group 2 - For long-term business (excluding retirement plans), the new policy premium reached HKD 264.5 billion, marking a year-on-year increase of 55.9%, with non-linked individual business contributing HKD 251.5 billion, up 55.2%, and linked individual business contributing HKD 12.7 billion, up about 76% [1] - The total premium income for long-term effective business in the first three quarters of 2025 was HKD 554.1 billion, reflecting a year-on-year increase of 36.6% [1] Group 3 - In terms of general business, the gross premium and net premium for the first three quarters increased by approximately 10.5% and 8.3% to HKD 82.9 billion and HKD 56 billion, respectively [1] - The overall operating profit was HKD 10.1 billion, representing a year-on-year increase of about 51%, with underwriting profit accounting for HKD 3.5 billion, up 63% [1]