天津：将首套、第二套住房贷款最高限额分别由100万元50万元提高至120万元、1...

Core Viewpoint - The Tianjin Housing Provident Fund Center has announced new regulations for personal housing provident fund loans, aimed at increasing loan limits and extending loan terms to support homebuyers [1] Group 1: Loan Limit Increases - The maximum loan limit for first and second homes has been raised from 1 million and 500,000 to 1.2 million and 1 million respectively [1] - For families with two or more children, where at least one child is underage, the maximum loan limit for first and second homes has been increased to 1.44 million and 1.2 million respectively [1] Group 2: Loan Calculation Adjustments - The calculation of loan amounts for second homes has been adjusted, allowing the loan amount to be up to 20 times the balance in the housing provident fund account, increased from the previous limit of 10 times [1] Group 3: Loan Term Extension - The maximum loan term for second-hand housing has been extended from 20 years to 30 years [1] - The new loan regulations will take effect on February 1, 2026, while applications submitted before this date will follow the previous policy [1]