天津：将首套、第二套住房贷款最高限额分别由100万元、50万元提高至120万元、100万元

Core Points - The Tianjin Housing Provident Fund Center has released new regulations for personal housing provident fund loans, effective from February 1, 2026 [1] Group 1: Loan Limits - The maximum loan limit for first and second homes has been increased from 1 million and 500,000 to 1.2 million and 1 million respectively [1] - For families with two or more children, where at least one child is underage, the maximum loan limit for the first and second homes has been raised to 1.44 million and 1.2 million respectively [1] Group 2: Loan Calculation Adjustments - The calculation of loan amounts for second homes has been adjusted, allowing the loan amount to be up to 20 times the balance in the housing provident fund account, increased from the previous limit of 10 times [1] Group 3: Loan Term Extensions - The maximum loan term for second-hand housing has been extended from 20 years to 30 years [1]