农业银行存金通业务增设风险测评门槛 2026年1月30日起正式实施

Core Viewpoint - The Agricultural Bank of China announced new risk assessment requirements for individual customers participating in the Gold Accumulation Program, effective January 30, 2026 [1] Group 1: New Requirements - Individual customers must complete a unified risk assessment questionnaire when applying for the Gold Accumulation Program, which includes signing, purchasing, and regular investment activities [1] - Customers must achieve at least a "cautious" risk tolerance level in their assessment results to qualify for participation [1] - Existing customers with valid risk assessment results do not need to retake the assessment [1] Group 2: Impact on Existing Customers - Customers who have already signed up for the Gold Accumulation Program are not restricted by the new risk assessment requirements when selling, withdrawing, or executing their investment plans [1] - The bank emphasizes the importance of risk awareness and encourages customers to consider their financial situation and risk tolerance when engaging in the Gold Accumulation Program [1]