祥源文旅：全资子公司为孙公司提供4.59亿担保及调利率

Core Viewpoint - Xiangyuan Cultural Tourism announced that its wholly-owned subsidiary, Xiangyuan Kunpeng, plans to provide a maximum joint liability guarantee of 459 million yuan for its wholly-owned subsidiary, Jinxiu Lianhua Mountain, to Agricultural Bank of China Yaozu Branch, without counter-guarantee [1] Group 1 - The board of directors approved the guarantee proposal on January 26, 2026, pending shareholder meeting approval [1] - Jinxiu Lianhua Mountain negotiated with the bank to lower the interest rates on four existing fixed asset loans, using a 3.5% five-year LPR as the benchmark with a spread of -40 basis points [1] - The expected interest reduction in 2026 is approximately 4.79 million yuan, with a total estimated interest reduction of about 28.40 million yuan over the remaining term [1] Group 2 - As of the announcement date, the total external guarantees provided by the company and its subsidiaries amount to 1.204 billion yuan, representing 42.80% of the most recent audited net assets [1] - There are no overdue guarantees reported [1]