Thomasville Bancshares, Inc. Announces 2025 Financial Results

Core Insights - Thomasville Bancshares, Inc. reported strong financial performance for 2025, achieving record earnings and growth driven by significant loan growth, an expanding margin, and excellent operating efficiency [3][5] - The company aims to be the best community bank in the country and has been recognized as a top-ranked community bank in Georgia and among the top 10 banks in America [3] Financial Performance - Net income for 2025 was $44,704,791, a 14% increase from $39,270,458 in 2024 [5] - Earnings per share were $6.94 (basic) and $6.73 (diluted) [5] - Pre-tax pre-provision income rose to $63.4 million, an increase of $10.4 million or 20% compared to 2024 [5] - Total revenue reached $148,834,557, including $21.6 million from the Trust & Investment Division [5] Asset and Loan Growth - Total assets at year-end were $2.09 billion, an increase of $195 million over 2024 [5] - Loans increased by $226 million to $1.765 billion, representing a 15% year-over-year growth [5] - Deposits grew by $149 million to $1.8 billion, a 9% year-over-year increase [5] Credit Quality and Capital - Credit metrics remained strong, with classified assets to average outstanding loans at 0.43% and non-performing loans at only 0.25% [5] - The bank expensed $6 million to its loan loss reserve, bringing it to a robust 2.42% [5] - Capital increased by $32 million to $197 million, a 16.2% rise [5] Dividends and Client Assets - Total dividends paid for the year were $2.70, marking a 17% increase over 2024 and the 26th consecutive year of dividend growth [5] - TNB Financial Services now manages client assets exceeding $5.5 billion [5]