Home Bancorp (HBCP) Tops Q4 Earnings and Revenue Estimates

Core Insights - Home Bancorp (HBCP) reported quarterly earnings of $1.46 per share, exceeding the Zacks Consensus Estimate of $1.39 per share, and up from $1.21 per share a year ago, representing an earnings surprise of +5.29% [1] - The company achieved revenues of $38.05 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 2.27% and increasing from $35.22 million year-over-year [2] - Home Bancorp has consistently outperformed consensus EPS and revenue estimates over the last four quarters [2] Earnings Performance - The earnings surprise for the previous quarter was +16.06%, with actual earnings of $1.59 per share compared to an expected $1.37 per share [1] - The current consensus EPS estimate for the upcoming quarter is $1.33, with projected revenues of $36.9 million, and for the current fiscal year, the EPS estimate is $5.64 on revenues of $152.45 million [7] Stock Performance - Home Bancorp shares have increased by approximately 4.4% since the beginning of the year, outperforming the S&P 500, which gained 1% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Industry Outlook - The Banks - Southeast industry, to which Home Bancorp belongs, is currently ranked in the top 22% of over 250 Zacks industries, suggesting a favorable outlook [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]