平台建设破信息壁垒

Core Viewpoint - The establishment of the Baotou City Technology Financial Information Platform aims to enhance the financing efficiency for technology-based enterprises by automating processes and integrating data for precise evaluation [1][2][3]. Group 1: Platform Features and Functionality - The platform enables full online operations, eliminating the need for extensive paper documentation, and allows for automated credit pre-approval within minutes and fund disbursement within two working days [1]. - It incorporates an "Innovation Points Self-Assessment Card" that provides enterprises with an "intelligent score" and a dynamic "digital portrait," facilitating better understanding of their innovation capabilities by financial institutions [3]. - The platform is designed to break down information barriers between banks and enterprises, promoting a virtuous cycle among technology, industry, and finance [3]. Group 2: Evaluation Metrics and Indicators - The platform's evaluation system is based on 18 quantitative indicators from the "Innovation Points System" and includes 24 specific indicators categorized into four main areas: technological innovation, growth operations, positive support, and negative support [2]. - It integrates local characteristics by adding six unique evaluation indicators related to Baotou, such as qualification recognition and intellectual property achievements, to better assess the innovation capabilities of technology enterprises [2]. Group 3: Financial Impact and Support - Since its launch, the platform has onboarded 856 technology enterprises, with 714 completing the points assessment and receiving precise evaluations [3]. - As of November last year, the total balance of technology loans in Baotou reached 122.461 billion, reflecting a year-on-year growth of 6.35% [3]. - The platform has facilitated financing for 148 enterprises, resulting in a total loan balance of 410 million [4].