海南打造立体化金融支撑体系服务自贸港高质量发展

Core Viewpoint - Hainan is developing a comprehensive financial support system to facilitate the high-quality development of its free trade port, emphasizing the importance of financial services in supporting the real economy [1][3]. Group 1: Financial Infrastructure - Hainan is focusing on building two systems for financial infrastructure, including a multi-functional free trade account (EF account) system that allows enterprises to conduct cross-border fund settlements, exchanges, and investments. By October 2025, over 650 accounts are expected to be opened, with fund transactions exceeding 250 billion yuan [3]. - A cross-border fund monitoring platform has been established to track the flow of cross-border funds in real-time, ensuring effective management and control [3]. Group 2: Support for Real Economy - Financial policies are aimed at enhancing their ability to serve the real economy. For instance, Hainan introduced a 300 million yuan technology innovation bond to support local high-tech enterprises in research and development [3]. - A new fishery loan product has been developed to address the long-standing financing difficulties faced by tilapia farmers, utilizing technology and management services to determine loan amounts [3]. Group 3: Talent Development - To build a high-level free trade port, Hainan is fostering a financial team that understands openness, innovation, and risk control. Financial institutions are collaborating with local universities to create a new hub for financial talent development [5]. - Hainan encourages universities to offer specialized programs in financial technology, cross-border investment, and trade insurance, while also integrating practical cases into the curriculum [5].