最后4天可参保！超445万人已参保“北京普惠健康保”

Group 1 - The core point of the news is that the enrollment for the 2026 Beijing Universal Health Insurance has surpassed 4.45 million participants, with only 4 days left for public enrollment [1] - The enrollment deadline has been extended from December 31, 2025, to January 31, 2026, allowing more time for potential participants to sign up [1] - The insurance can be purchased online through various platforms including WeChat, Alipay, and the "Jing Tong" mini-program, as well as through six designated insurance companies and multiple banks in Beijing [1] Group 2 - The annual premium for the 2026 Beijing Universal Health Insurance is set at 195 yuan per person, with a total coverage amount of 3.5 million yuan, covering out-of-pocket expenses within the medical insurance system, self-paid hospital expenses outside the insurance, and high-cost domestic and international medications [2] - There are no age or health status restrictions for enrollment, and pre-existing conditions are covered, making it accessible to a wide range of individuals including specific groups managed by government departments and new residents with local residency permits [2]