甘肃统一调整商业用房贷款首付比例，最低降至30%

Core Viewpoint - The People's Bank of China and the Gansu Provincial Financial Supervision Administration have announced a policy adjustment regarding the minimum down payment ratio for commercial housing loans in Gansu Province, effective January 26, 2023 [1] Group 1: Policy Changes - The minimum down payment ratio for commercial housing loans, including mixed-use properties, has been unified across 14 cities in Gansu Province to no less than 30% [1] - This adjustment is in accordance with the guidelines from the People's Bank of China and the National Financial Supervision Administration regarding the minimum down payment ratio for commercial housing loans [1] Group 2: Regulatory Framework - The policy change adheres to the principles of local government regulation and the "city-specific" policy approach [1]