央行：2025年四季度末本外币住户贷款余额同比增长0.5%

Core Viewpoint - The People's Bank of China reported that by the end of Q4 2025, the balance of household loans in both domestic and foreign currencies reached 83.28 trillion yuan, reflecting a year-on-year growth of 0.5%, with an annual increase of 441.2 billion yuan [1] Group 1: Loan Balances - The balance of operational loans amounted to 25.11 trillion yuan, showing a year-on-year increase of 4.0%, with an annual increase of 937.8 billion yuan [1] - The balance of consumption loans, excluding personal housing loans, reached 21.16 trillion yuan, with a year-on-year growth of 0.7%, resulting in an annual increase of 180.2 billion yuan [1]