UnitedHealth(US:UNH) Businesswire·2026-01-27 10:55Core Insights - UnitedHealth Group reported consolidated revenues of $447.6 billion for 2025, reflecting a 12% year-over-year growth, and provided an optimistic outlook for 2026 with projected revenues exceeding $439.0 billion [2][10][23] - The company emphasized its commitment to improving operational transparency and performance, which is expected to enhance its service delivery and growth trajectory [4][19] Financial Performance - For 2025, earnings from operations were $19.0 billion with a net margin of 2.7%, while cash flows from operations reached $19.7 billion, equating to 1.5 times net income [2][10] - The adjusted earnings from operations for 2025 were reported at $21.7 billion, excluding a $2.8 billion charge related to cyberattack costs and restructuring efforts [10][30] Segment Performance - UnitedHealthcare served 49.8 million consumers in 2025, generating revenues of $344.9 billion, a 16% increase from the previous year [6][15] - Optum's revenues grew by 7% to $270.6 billion, supporting over 123 million consumers across its various businesses [6][12] 2026 Outlook - The company anticipates earnings from operations to exceed $24.0 billion in 2026, with an adjusted earnings outlook greater than $17.75 per share [21][23] - The projected medical care ratio for 2026 is expected to improve to 88.8%, reflecting ongoing repricing efforts and operational efficiencies [23][27] Operational Changes - UnitedHealth Group has implemented measures to enhance operational transparency, including independent reviews of business practices [4] - The company is focusing on aligning pricing strategies with higher medical trends and health care policy changes to ensure sustainable growth [6][10]