Core Viewpoint - The strong performance of gold prices has led to increased market interest in gold-linked structured deposits, which offer capital protection and flexible returns, with potential yields linked to mining company stocks reaching up to 12% [1] Group 1: Product Features - Gold structured deposits are based on traditional structured deposits with the addition of gold call options, providing capital protection [1] - The maximum annualized return at maturity for these products is around 3.2%, while the minimum could be as low as 0.5% [1] - Current maturity yields for gold structured deposit products generally range between 1% to 2%, indicating a wide availability with only a few products sold out [1] Group 2: Market Dynamics - The overall supply of gold structured deposits is sufficient, but there are instances of rush buying for certain products [1]
黄金存款收益率12%？实探银行：实际不高 最高收益率仅在3.2% 抢购集中在少数产品｜一探
Di Yi Cai Jing·2026-01-27 11:42