Popular (BPOP) Q4 Earnings and Revenues Beat Estimates

Core Viewpoint - Popular (BPOP) reported quarterly earnings of $3.38 per share, exceeding the Zacks Consensus Estimate of $3.02 per share, and showing an increase from $2.51 per share a year ago [1] Earnings Performance - The earnings surprise for the quarter was +11.80%, with the company previously expected to post earnings of $3.04 per share but actually reporting $3.14, resulting in a surprise of +3.29% [2] - Over the last four quarters, Popular has consistently surpassed consensus EPS estimates [2] Revenue Performance - The company posted revenues of $823.84 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.10%, compared to $755.46 million in the same quarter last year [3] - Popular has exceeded consensus revenue estimates two times in the last four quarters [3] Stock Performance and Outlook - Popular shares have declined approximately 1.3% since the beginning of the year, while the S&P 500 has gained 1.5% [4] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [5] Estimate Revisions and Rankings - Prior to the earnings release, the estimate revisions trend for Popular was unfavorable, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [7] - The current consensus EPS estimate for the upcoming quarter is $3.08 on revenues of $804 million, and for the current fiscal year, it is $13.65 on revenues of $3.37 billion [8] Industry Context - The Zacks Industry Rank for Banks - Southeast is currently in the top 22% of over 250 Zacks industries, suggesting that stocks in the top 50% outperform those in the bottom 50% by more than 2 to 1 [9] - Another company in the same industry, TowneBank (TOWN), is expected to report quarterly earnings of $0.72 per share, reflecting a year-over-year change of +30.9% [10]