Follow these 8 strategies for getting the lowest mortgage rates

Current mortgage rates are near their lowest points in over three years, according to Freddie Mac. And with a thoughtful strategy, you can secure a mortgage interest rate that’s still below the national average. Here are eight tips for getting the lowest mortgage rate possible in the 2026 housing market. Which lenders offer the lowest mortgage rates? Analysis by Yahoo Finance of nearly 5,000 mortgage lenders reporting 2024 loan information under the Home Mortgage Disclosure Act reveals the surprising t ...