Mortgage and refinance interest rates today, January 27, 2026: Under 6% again

Mortgage rates continue to break the 6% barrier. According to Zillow, the average 30-year fixed mortgage rate is 5.97%. The 15-year fixed rate is now 5.47%. A Yahoo Finance weekly survey of lenders with the best mortgage rates shows four of the top-five-ranked lenders have had mortgage rates below 6% since mid-November. Today's mortgage rates Here are the current mortgage rates, according to our latest Zillow data: 30-year fixed: 5.97% 20-year fixed: 5.96% 15-year fixed: 5.47% 5/1 ARM: 6.00% 7/1 A ...