Direct auto insurance review 2026: 3.3 stars out of 5

Direct rating: 3.3 out of 5 stars Direct Auto Insurance is a non-standard auto insurer that primarily serves drivers who may have trouble getting approved elsewhere. It operates under the Allstate umbrella, but its products are built for a very different customer: drivers who want monthly payment options, SR-22 filings, or a local storefront to walk into. Direct Auto’s rates are higher than average, and its claims and repair scores fall below most major competitors. The coverage options are also more limi ...