Eagle Financial Services, Inc. (EFSI) Q4 2025 Earnings Call Prepared Remarks Transcript

Core Viewpoint - The earnings call for Eagle Financial Services, Inc. focuses on the company's fourth quarter performance and includes discussions on forward-looking statements and non-GAAP financial measures [2][3]. Group 1: Earnings Call Overview - The call is hosted by Jordan, with Nick Smith leading the discussion on the fourth quarter earnings [1]. - Key executives present include CEO Brandon Lorey, CFO Kate Chappell, and Chief Banking Officer Joseph Zmitrovich [3]. Group 2: Financial Reporting - The company will provide forward-looking statements, emphasizing that actual results may differ from these projections [2]. - Non-GAAP financial measures will be discussed, with reconciliations available in the appendix of the presentation on the Investor Relations website [3].