去年四季度末我国科技型中小企业获贷率为50.2%

Core Insights - The People's Bank of China reported that by the end of Q4 2025, 275,000 technology-oriented SMEs received loans, with a loan acquisition rate of 50.2%, an increase of 2 percentage points from the previous year [1] Group 1: Loan Statistics - The total balance of RMB loans from financial institutions reached 271.91 trillion yuan by the end of Q4 2025, reflecting a year-on-year growth of 6.4%, with an annual increase of 1.627 trillion yuan [1] - The balance of loans to technology-oriented SMEs in both domestic and foreign currencies was 36.3 trillion yuan, marking a year-on-year increase of 19.8%, which is 13.6 percentage points higher than the overall loan growth rate [1] - By the end of Q4 2025, 265,400 high-tech enterprises received loans, with a loan acquisition rate of 57.3%, up 0.4 percentage points from the previous year [1] Group 2: Sector-Specific Loan Growth - The balance of loans to high-tech enterprises in both domestic and foreign currencies reached 18.61 trillion yuan, with a year-on-year growth of 7.5%, which is 1.3 percentage points higher than the overall loan growth rate [1] - The balance of loans to enterprises and institutions in foreign currencies was 186.21 trillion yuan by the end of Q4 2025, showing a year-on-year increase of 8.9%, which is 0.7 percentage points higher than the previous quarter [1] - The balance of inclusive micro and small enterprise loans in RMB reached 36.57 trillion yuan, with a year-on-year growth of 11.1%, which is 4.7 percentage points higher than the overall loan growth rate [1]