去年四季度末我国科技型 中小企业获贷率为50.2%

Core Insights - The People's Bank of China reported that by the end of Q4 2025, 275,000 technology-oriented SMEs received loans, with a loan acquisition rate of 50.2%, an increase of 2 percentage points from the previous year [1] Group 1: Loan Statistics - By the end of Q4 2025, the total balance of RMB loans from financial institutions reached 271.91 trillion yuan, reflecting a year-on-year growth of 6.4%, with an annual increase of 16.27 trillion yuan [1] - The balance of loans to technology-oriented SMEs in both domestic and foreign currencies was 36.3 trillion yuan, marking a year-on-year increase of 19.8%, which is 13.6 percentage points higher than the overall loan growth rate [1] - The balance of loans to high-tech enterprises reached 18.61 trillion yuan, with a year-on-year growth of 7.5%, outpacing the overall loan growth by 1.3 percentage points [1] Group 2: Loan Growth in Various Sectors - By the end of Q4 2025, the loan balance for enterprises and institutions in foreign currencies was 186.21 trillion yuan, showing a year-on-year increase of 8.9%, which is 0.7 percentage points higher than the previous quarter [1] - The balance of inclusive micro and small enterprise loans in RMB reached 36.57 trillion yuan, with a year-on-year growth of 11.1%, exceeding the overall loan growth by 4.7 percentage points, and an annual increase of 3.63 trillion yuan [1]