Enova(US:ENVA) ZACKS·2026-01-27 23:35Core Viewpoint - Enova International (ENVA) reported quarterly earnings of $3.46 per share, exceeding the Zacks Consensus Estimate of $3.2 per share, and showing a year-over-year increase from $2.61 per share [1] Financial Performance - The company achieved revenues of $839.39 million for the quarter ended December 2025, which was slightly below the Zacks Consensus Estimate by 0.38%, but an increase from $729.55 million in the same quarter last year [2] - Over the last four quarters, Enova has surpassed consensus EPS estimates four times and topped revenue estimates twice [2] Stock Performance and Outlook - Enova International shares have increased by approximately 0.9% since the beginning of the year, while the S&P 500 has gained 1.5% [3] - The company's earnings outlook is crucial for investors, with current consensus EPS estimates at $3.54 for the upcoming quarter and $14.25 for the current fiscal year [7] Industry Context - The Financial - Consumer Loans industry, to which Enova belongs, is currently ranked in the bottom 34% of over 250 Zacks industries, indicating potential challenges ahead [8] - The performance of Enova's stock may be influenced by the overall industry outlook, as research indicates that the top 50% of Zacks-ranked industries outperform the bottom 50% by more than 2 to 1 [8]