智通财经网·2026-01-28 00:39Group 1: Semiconductor Industry - Two major semiconductor companies, Zhongwei Semiconductor and Guokewai, announced price increases, with the highest increase reaching 80% [1] - Zhongwei Semiconductor decided to raise prices for MCU and Norflash products by 15% to 50% [1] - Guokewai announced a 40% price increase for 512Mb KGD products and a 60% increase for 1Gb KGD products, indicating a potential super cycle in memory chips driven by AI demand and domestic substitution [1] Group 2: Market Trends - The US stock market saw a significant rise in technology stocks, with the S&P 500 reaching a historical high, while the dollar index fell over 1%, marking its largest four-day decline since April of last year [2] - Gold prices surged, with spot gold rising by 3.3%, and oil prices increased due to geopolitical tensions and adverse weather conditions in the US [2] Group 3: Macroeconomic Indicators - The People's Bank of China reported that by the end of Q4 2025, the balance of RMB real estate loans is expected to decrease by 1.6% year-on-year, amounting to a reduction of 96.36 billion yuan [3] - The balance of real estate development loans is projected to decline by 3.0% year-on-year, totaling a decrease of 35.75 billion yuan [3] - The balance of personal housing loans is anticipated to drop by 1.8% year-on-year, resulting in a reduction of 67.68 billion yuan [3] Group 4: UK-China Relations - UK Prime Minister Starmer is set to visit China for the first time in eight years, with plans to sign trade and investment cooperation documents [4] - The visit will include over 50 executives from major UK companies across various sectors, indicating a focus on enhancing bilateral trade relations [4]