Western New England Bancorp (WNEB) Reports Q4 Earnings: What Key Metrics Have to Say

Core Insights - Western New England Bancorp (WNEB) reported $22 million in revenue for the quarter ended December 2025, marking an 18.7% year-over-year increase and exceeding the Zacks Consensus Estimate of $21.8 million by 0.95% [1] - The company achieved an EPS of $0.26, up from $0.16 a year ago, resulting in an EPS surprise of 23.81% compared to the consensus estimate of $0.21 [1] Financial Performance Metrics - Net Interest Margin was reported at 2.9%, matching the average estimate from two analysts [4] - The Efficiency Ratio was 72.1%, slightly better than the average estimate of 72.9% from two analysts [4] - Total Non-Interest Income was $3.17 million, slightly above the average estimate of $3.16 million [4] - Net Interest Income stood at $18.83 million, exceeding the average estimate of $18.64 million [4] Stock Performance - Shares of Western New England Bancorp have returned +0.9% over the past month, outperforming the Zacks S&P 500 composite's +0.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]