Ripple’s US Banking License and Market Structure Bill: How 2026 Regulatory Wins Could Push XRP to $5

This Ripple regulatory clarity ends years of uncertainty. XRP spent 2020 to 2025 in SEC litigation. The case concluded in August 2025 when both parties dropped appeals and Ripple settled for $125 million—far below the SEC's original $2 billion demand. The CLARITY Act would codify XRP's non-security status in federal law, putting XRP, Solana, Litecoin, Hedera, Dogecoin, and Chainlink on the same regulatory footing as Bitcoin and Ethereum.For XRP, the key provision declares it not a security by statute. The m ...