水贝知名金店“兑付危机”发酵：投资者称超4万人线上排队，每天只能提现500元

Core Viewpoint - The well-known gold store Shenzhen Jie Wo Rui Jewelry Co., Ltd. is facing a liquidity crisis, with over 40,000 investors reportedly queuing online for withdrawals, and the total amount of unfulfilled payments exceeding 10 billion yuan [1][11][15]. Group 1: Company Background - Shenzhen Jie Wo Rui, established in 2014, specializes in the trading and recycling of precious metals and jewelry, and has an online platform for trading gold, silver, and platinum [2][12]. - The company launched a promotional "free processing activity" for gold purchases, which ended on January 24, 2023, but issues arose on January 19, 2023, when users could not withdraw funds or retrieve physical gold [2][12]. Group 2: Current Crisis - Since January 19, 2023, the online platform has been unable to process withdrawals, leading to a reported queue of over 40,000 users [3][11]. - The company has set a daily withdrawal limit of 500 yuan per user, and even for physical gold, there have been reports of no deliveries being made [2][3][12]. Group 3: Official Intervention - On January 28, 2023, the Shenzhen Luohu District working group was established to oversee the situation and ensure the company fulfills its responsibilities [6][16]. - The company has stated that it has voluntarily requested government oversight of its assets to prevent any potential asset transfer [3][11]. Group 4: Investor Impact - Investors have reported significant losses, with one individual claiming a loss of approximately 120,000 yuan and another around 75,000 yuan due to the inability to retrieve their investments [5][15]. - The crisis has affected investors across multiple regions, with the total unfulfilled amount exceeding 10 billion yuan, and the user base of the online platform is estimated to be around 150,000 [5][15]. Group 5: Trading Practices - The company previously promoted a "gold pre-order pricing transaction" that allowed users to lock in prices with a small deposit, which has been criticized as a high-leverage betting scheme rather than actual gold trading [7][17]. - This model has led to significant financial losses for investors, with reports of individuals losing up to 400,000 yuan due to forced liquidation of their positions [8][18].