FFW Corporation Announces Earnings for the Quarter Ended December 31, 2025

Core Viewpoint FFW Corporation reported strong financial performance for the quarter and six months ended December 31, 2025, with increases in net income, net interest income, and improvements in key financial ratios compared to the previous year. Financial Performance - For the three months ended December 31, 2025, net income was $1,617,000 or $1.48 per common share, up from $1,440,000 or $1.29 per common share in the same period of 2024 [2] - For the six months ended December 31, 2025, net income was $3,135,000 or $2.88 per common share, compared to $2,682,000 or $2.38 per common share for the same period in 2024 [3] Income and Expenses - Net interest income for the three months ended December 31, 2025, was $4,664,000, an increase from $3,994,000 in the same period of 2024 [2] - Total noninterest income for the three months ended December 31, 2025, was $1,161,000, down from $1,259,000 in the same period of 2024 [2] - Noninterest expense for the three months ended December 31, 2025, was $3,909,000, compared to $3,578,000 for the same period in 2024 [2] Key Ratios - Return on average common equity for the three months ended December 31, 2025, was 11.77%, up from 11.36% in the same period of 2024 [4] - Return on average assets for the three months ended December 31, 2025, was 1.11%, compared to 0.99% for the same period in 2024 [4] Credit Quality - The allowance for credit losses as a percentage of gross loans receivable was 1.33% at December 31, 2025, slightly down from 1.35% at June 30, 2025 [5] - Nonperforming assets were $6,908,000 at December 31, 2025, down from $8,147,000 at June 30, 2025 [5] Balance Sheet Highlights - Total assets at December 31, 2025, were $584,760,000, an increase from $570,108,000 at June 30, 2025 [6] - Shareholders' equity was $55,209,000 at December 31, 2025, compared to $49,944,000 at June 30, 2025 [6] Share Repurchase Program - During the quarter ended December 31, 2025, the Corporation repurchased 1,408 shares at an average price of $44.87 [6]